Another £750k loan with Funding Circle

News – 01/05/2025 One of our network partners Enhanced Business Finance have recently completed on a £750,000 loan with Funding Circle! Comment from Enhanced – “I’m delighted to share the fantastic work Gus has done in completing this record breaking deal. Gus built a strong relationship with the client over several months, taking the time to understand their business needs and future plans. Thanks to his dedication and expertise, we were able to secure one of the largest unsecured loans in Funding Circle’s history. The funds will be used to support the client’s expansion plans, helping them invest in new equipment and grow their operations.” — For more information about the Brokerplan Academy, visit www.brokerplan.co.uk or contact Graham Beckett at gbeckett@whiterosefinance.com.

£4.5 Million Bridging Finance in London

News – 03/04/2025 One of our network partners Futurity Finance have recently completed on a £4.5 million bridging finance deal in London Product type – Bridging finance Purchase price – £3.8 million Loan value – £4.5 million gross, netting 100% of the purchase price Lender – Hope Capital Purpose of loan – Bridge to title split on completion Exit – Semi-commercial term Commission – 2% gross | Broker fee – 0 — For more information about the Brokerplan Academy, visit www.brokerplan.co.uk or contact Graham Beckett at gbeckett@whiterosefinance.com. Futurity Finance, one of White Rose Finance’s ARs, were approached by a client looking to purchase 9 flats in London, sat above 2 commercial units. The purchase price was £3.8 million with a plot value £5.8 million. The client borrowed against the split and his unencumbered stock. There were some quirks to the deal including: probate sale, challenge to probate, letters of administration and grant of authority required by bank. Using his surveying skills, Stephen Gallagher at Futurity Finance was able to deeply analyse split values of assets with client pre-valuation. The deal was proposed in September 2024 and completed in February 2025. With £2 million of equity being created from title split, an amazing result for the client!

£750k loan with Funding Circle

News – 01/04/2025 One of our network partners Atlas Business Finance have recently completed on Funding Circle’s largest unsecured loan to date! Product Type – Business Loan over 60 months (fully unsecured with just PGs). The customer settled a £1m loan that was secured against their personal property and swapped to this instead and it was a better rate! Loan Value – £750k loan – £686k ‘new money’ into the business – remaining £64k was a CBILS refinance, which helped the customer save thousands per month for the first 12 months or so. The original CBILS was £250k at around £6.5k per month and this £750k is costing £16k per month so they unlocked an extra £686k for an additional £10k per month essentially. Purpose of Loan – Huge expansion, the client’s turnover is set to be doubled in the next three years, and is already at £8m. They will be employing a lot of new employees in the process. Exit – No early settlement fee, the client can settle at any point and just pay the outstanding capital. Commission – 2.5% (£18,750)Broker Fee – No broker fee Comment from Atlas – “It is FC’s biggest ever unsecured deal to date, which is pretty cool – Special mention should go to Tom Ellis and James Sharpe from Funding Circle as they did everything they could to help this deal go through. — For more information about the Brokerplan Academy, visit www.brokerplan.co.uk or contact Graham Beckett at gbeckett@whiterosefinance.com.

Commercial Investment in Kent

Commercial Investment in Kent Brokerplan Partner: Özgen Halil of Acumen Finance Chosen Lender: Together Loan amount: £79,000 Loan type: Commercial Investment The client required funds quickly to remortgage a bridging loan on a tenanted commercial property in Kent. As this was a remortgage, no solicitor was required to be instructed. The case was protracted by the tenant not being available for the valuation with the surveyor not being able to access the property, so an additional charge was incurred. It was then made more difficult by a pending lease registered with the Land Registry that the client was unaware of, which had to be expedited. The bridging funder was keen to start repossession proceedings and due to the unforeseen delays Ozgen kept them in the loop by negotiating a short-term extension between the funder and the Borrower to allow enough time to complete. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events

Partner Earns £100k on a Single Deal!

Partner Earns £100k on a Single Deal! Deal Type: Development Finance Loan Amount: £10 Million Partner Commission: £100,000 Despite quoting on a development that didn’t progress, a locum Finance Director (FD) had been so impressed with terms secured by White Rose that the same FD asked us to quote for their latest client. The relationship with this FD was managed by one of our Appointed Representative (AR) partners from his home in Spain, whilst the FD’s newest client was a family firm who had expanded from retail businesses into operating an extensive property portfolio. This expansion of the family firm had been going on for many years, to the extent that the client now held almost £100m in commercial investments with the dividends paid out to a large number of family members. David Fine Relationship Manager The family was in the pleasant position of having very little debt on current properties and so wanted to build, rather than buy, more commercial properties to generate more income for the family. A loan of £5m for development became £10m and like a lot of corporate clients do, rather than borrowing short-term debt on the development, it was decided borrowing long-term on the currently portfolio was cheaper and less stressful – so £20m of property was found to be used as security for a sub 50% LTV loan. Good clients, blue-chip tenants and good industrial properties in Chichester, Reading and Christchurch made this a Tier 1 deal at the corporate level of a prime bank. This level of lend is just at the cusp where standard “boiler plate” loan agreements become more bespoke and the client was adamant on what they wanted from rental and tenant covenants. As a corporate deal the bank engaged in the majority of these discussions on swaps and caps albeit the negotiation went on for longer than expected. Ultimately however a term sheet delivered on what the client wanted and the loan completed in two tranches. The combination of support from David Fine at head office worked well whilst the AR was based overseas, and the bank paid out £65,000 on the entire £10m facility day 1. In addition the AR had negotiated a broker agreement that took the total fee income up to 1% of the facility – so a gross fee income of £100,000 was generated. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events

Recent Commercial Mortgage

Recent Commercial Mortgage Loan Type: Commercial Mortgage Loan Amount: £660,000 Lender: Unity Trust Bank One of our network partners Colin Howells of HCP Finance has recently secured a commercial mortgage for one of their clients! The clients in this deal were looking to pay off mortgages currently in place – There was some benefit to keeping them in place due to their lower interest rates, however, the client decided it was still a good move to raise additional funds because the new deal would be on a repayment basis. (The existing mortgages were on an interest only basis). The deal was placed with Unity Trust Bank, allowing the clients to settle the outstanding loans. Unity was selected as they satisfied the client’s 3 main concerns: Simplicity – One repayment at one time per month so easy to monitor and control. Good service from personal relationships – a bank where face-to-face relationships exist (which does not employ impersonal call center-oriented teams) and where a consistent level of service is available. Term – As long a period of finance as possible, to help with affordability. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events

Recent Network Complete Deals

Recent Network Complete Deals Dental Equipment Purchase Loan Type: Asset Finance Loan Amount: £62,877 Lender: Societe Generale One of our network partners Aspired Finance have recently put a Hire Purchase agreement in place for one of their clients! The client required funding as they were looking to purchase new equipment for their dental practice. The important factors to the client were obtaining the most competitive rate, and speed to drawdown. Cashflow for New Contract Loan Type: Business Loan Loan Amount: £20,000 Lender: Iwoca One of our network partners Activate Business Finance have recently put a Business Loan in place for one of their clients! The client in this deal was a limited company who was looking to sure up cashflow as a new contract was commencing. Despite the business being in its infancy, Iwoca were willing to lend – With the clients required to sign a Director’s Guarantee. This facility also allows for over-payments and early settlement without penalty. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events

Loan to Purchase Stock

Loan to Purchase Stock Loan Type: Business Loan Loan Amount: £51,597 Lender: Funding Circle One of our network partners Finspire Finance have recently put a Business Loan in place for one of their clients! The client was a growing import/export company focusing on all manner of products from packaging to soft drinks. The loan was needed to purchase stock, in this case, the client was taking advantage of lower stock pricing offered when paying upfront. This lender was chosen as they allowed the client to settle the loan early without any additional fees. They were also offering an attractive interest rate. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events

Refinancing to a Commercial Mortgage

Refinancing to a Commercial Mortgage Loan Type: Commercial Mortgage Loan Amount: £275,000 Lender: Interbay Commercial One of our network partners TOP Financial Services have recently put a Commercial Mortgage in place for one of their clients! The client in this deal was a limited company who were looking to get a remortgage done to pay a bridging facility currently in place – They were also hoping to raise equity in order to purchase another buy-to-let investment property. The key factors important to the client were, a provider who had the cheapest cost over 2 years and that were able to meet their funding deadlines. Interbay was chosen in this case as they were the best fit for the client’s requirements. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events

New Company Van

New Company Van Loan Type: Asset Finance (Hire Purchase) Loan Amount: £33,596.20 Lender: Hampshire Trust Bank One of our network partners SO Finance, have recently put a Hire Purchase Agreement in place for one of their clients! The client in this deal was a Ltd Company looking to purchase a new work van and were looking for finance options. The client had been offered credit elsewhere but approached SO Finance to see if they could beat it. After approaching various lenders, Hampshire Trust was able to put in place the full amount of finance over a 5-year term. This lender offered the best rates for this type of asset, as well as being able to structure the deal with a balloon payment at the back end to reduce the monthly payment which is something the other lender the client has been approved with, couldn’t offer. Want to Start Funding Deals Like These? The Brokerplan Academy is a compelling opportunity for professionals looking to generate significant income from the Financial Services Industry. Established in 2004, our experienced team bring decades of collective experience from across the sector, we provide all the tools you need to succeed. With our support and wide range of broker packages, there is an option for everyone from complete beginners to experts. Speak to our business development team to find out more! Book a Call View Upcoming Events