Lender Spotlight – Spotcap


Spotcap provides fully unsecured commercial loans of up to £350k to UK-based small and medium-sized businesses, with no personal or director’s guarantee required. Spotcap currently collaborates with over 300 broker firms in the UK. Our straightforward and transparent loan application process allows brokers to close deals quickly and focus on their own business. Find out how you can partner with Spotcap  https://www.spotcap.co.uk/partners/


  • Business Type: Sole Trader, Partnership, LLP or Limited Companies
  • Geographic Location: England, Scotland, Wales and Northern Ireland
  • Business needs to be operating for a minimum of 3 years
  • Turnover of at least £500,000 per annum
  • No security required


  • Business funding from £50,000 to £350,000 | Decision within 1 working day | Clients typically funded within 2 working days of approval
  • Unlike other lenders, Spotcap do not require a personal or director’s guarantee to be taken
  • Spotcap provides a user-friendly online partner portal allowing cases and documents to be uploaded swiftly
  • No early repayment fees

Our Contact

Adrian Solomon

Commercial Partnership Manager

07908 781 972

Main Office

Monday to Friday 9am – 6pm

0203 883 1407